Posts by Bill

Life Insurance For Parents Over 50

Written on August 23, 2016 by Bill

life insurance for parents over 50

Do parents over 50 still need life insurance? Believe it or not, I still have people in their 50’s and 60’s still buying life insurance from me. I have been in the insurance business for more than 20 years and people who I sold 10 and 20-year term insurance to, are coming back to buy.. More

Life Insurance For Parents

Written on August 17, 2016 by Bill

Guaranteed issue life insurance over age 50

When dad passed away, he had a simple ” I love you Will.” So he passed everything he owned to mom – including his debt. There was a small mortgage, BIG medical bills, a lease on both cars and a home equity loan for the addition they built 7 years ago. Now that dad was.. More

Does My Health Insurance Cover Car Accidents?

Written on June 3, 2016 by Bill

Does health insurance cover auto accidents

A car accident happens every 60 seconds according to The National Highway Traffic Administration which results in more than 5.2 million car accidents every year in the United States. Many people think that their health insurance plan will cover their medical expenses if they are injured in a car accident but unfortunately, this is not.. More

Annuities VS CDs Which is The Better Investment Choice?

Written on May 26, 2016 by Bill

Annuities vs Cd's

Which investment choice is better? Annuities or CD’s? Both are similar investments because they are designed to be safe. But if you want the real truth to this question, you need to look a little deeper than what most financial experts tell you. It seems that most financial celebrities despise annuities. (Financial Celebrities are the.. More

How to Buy An Annuity and Still Sleep Well At Night

Written on April 20, 2015 by Bill

How To Buy an Annuity and Sleep Well at Night

So your financial advisor is recommending you buy an annuity? Don’t get caught up in the hype. Here are 3 rules to follow if you want to buy an annuity and still sleep well at night. Ever since the financial meltdown of 2008, many investors have been seeking safer investments to ease the pain of.. More

5 Life Insurance Mistakes You Don’t Know You’re Making

Written on March 27, 2015 by Bill

5 life insurance mistakes you don't know you're making

Everyone makes mistakes. It’s part of human nature. But when it comes to life insurance, you probably didn’t know better or maybe no one told you. That’s why you depend on advice from your agent or broker. But sometimes you just get bad advice so you need to know how to protect yourself. Many people.. More

What Is An Annuity and How Does It Work?

Written on March 6, 2015 by Bill

What is an annuity

Believe it or not, annuities go back many centuries, back to the Roman Empire. The word annuity traces back to medieval English, “annuite” – which was derived from the Latin term “annuitas.” – which means “annual stipend”. Annuitas were sold to Roman citizens to provide a steady stream of income. The very first mention of.. More

Is It Time For A Life Insurance Check Up?

Written on March 4, 2015 by Bill

Life Insurance Check up

If you bought life insurance before 2003, 2 things are guaranteed: Your death benefit and the fact that you paid too much. That’s right, there have been fierce no-holds barred life insurance pricing wars going on between the insurance companies where term life rates have come down almost 60%. If you haven’t done so lately,.. More

Do You Need A Life Insurance Policy?

Written on March 3, 2015 by Bill

Insurance Protection

One question that is most commonly asked by most people is “Why do I need a life insurance policy?” The answer to this question lies in where your current personal life situation may be: Are you married? Do you have dependent children? Have a mortgage? Do you own a business? Do you have elderly parents.. More