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Speak with an experienced advisor! 914-633-1717Written on August 23, 2016 by Bill
Do parents over 50 still need life insurance? Believe it or not, I still have people in their 50’s and 60’s still buying life insurance from me. I have been in the insurance business for more than 20 years and people who I sold 10 and 20-year term insurance to, are coming back to buy.. More
Written on August 17, 2016 by Bill
When dad passed away, he had a simple ” I love you Will.” So he passed everything he owned to mom – including his debt. There was a small mortgage, BIG medical bills, a lease on both cars and a home equity loan for the addition they built 7 years ago. Now that dad was.. More
Written on June 3, 2016 by Bill
A car accident happens every 60 seconds according to The National Highway Traffic Administration which results in more than 5.2 million car accidents every year in the United States. Many people think that their health insurance plan will cover their medical expenses if they are injured in a car accident but unfortunately, this is not.. More
Written on May 26, 2016 by Bill
Which investment choice is better? Annuities or CD’s? Both are similar investments because they are designed to be safe. But if you want the real truth to this question, you need to look a little deeper than what most financial experts tell you. It seems that most financial celebrities despise annuities. (Financial Celebrities are the.. More
Written on April 20, 2015 by Bill
So your financial advisor is recommending you buy an annuity? Don’t get caught up in the hype. Here are 3 rules to follow if you want to buy an annuity and still sleep well at night. Ever since the financial meltdown of 2008, many investors have been seeking safer investments to ease the pain of.. More
Written on March 27, 2015 by Bill
Everyone makes mistakes. It’s part of human nature. But when it comes to life insurance, you probably didn’t know better or maybe no one told you. That’s why you depend on advice from your agent or broker. But sometimes you just get bad advice so you need to know how to protect yourself. Many people.. More
Written on March 6, 2015 by Bill
Believe it or not, annuities go back many centuries, back to the Roman Empire. The word annuity traces back to medieval English, “annuite” – which was derived from the Latin term “annuitas.” – which means “annual stipend”. Annuitas were sold to Roman citizens to provide a steady stream of income. The very first mention of.. More
Written on March 4, 2015 by Bill
If you bought life insurance before 2003, 2 things are guaranteed: Your death benefit and the fact that you paid too much. That’s right, there have been fierce no-holds barred life insurance pricing wars going on between the insurance companies where term life rates have come down almost 60%. If you haven’t done so lately,.. More
Written on March 3, 2015 by Bill
One question that is most commonly asked by most people is “Why do I need a life insurance policy?” The answer to this question lies in where your current personal life situation may be: Are you married? Do you have dependent children? Have a mortgage? Do you own a business? Do you have elderly parents.. More